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bloody towbar

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G day all,
Well... Picture says a thousands words. Woman reverse into me and this is the aftermath... She was insured but here insurance will only cover the market value of the car. Ive 15g's on her. Aami just want to right it off. But i dont want that. I want it fix. I was quoted 5g 's to get her fixed! I think it can be done cheaper. Anyone got contacts around south easter suburbs? Victoria.
Cheers

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Shannons insurance is where accidents like this are covered to your agreed value maybe consider changing to them ?
I repair a commodore same model a few years back with similar damage by replacing the whole Quarter with the inner wheel arch by unpicking the spot welds through the boot area and joining it at the sill panel and up the pillar this way it's still had the original spot welding round the wheel arch and was much easier than unpicking it in this area was a better repair option than just replacing half the Quarter panel

By the pic its been repaired before looks like theres bog in it by replacing it with a clean unrepaired panel it would be easier
The wreckers would probably have a good Quarter the other option is a rear cut & shut sometimes easier than straightening out bent rear rails just as safe if done properly

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oh trust me i will be changing. The cars been bare metal sprayed. I was thinking of cutting and shutting, but unpicking the welds are a good idea. How much do you reckon it ll cost to do? Just a call park figure.

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30ATE

I think Earwig has owned this VK before :)

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Cheers,

Emu

O.H.T.C. original member

"Aami just want to right it off." - Bloody idiots.

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Long time looker, first time owner.
(1979 HZ)

yea the guy came out looked at it, 5seconds. 5seconds and he's like rite off. Just lazy if you ask me. Going to give 3000 for it, and i have to buy it back. But the car is now 25years old. The value should go up. Im seeing my lawyer about it. See what my options are. Im going to get it fix, they pay for.

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30ATE

"But the car is now 25years old. The value should go up."

Umm, getting older doesn't automatically mean it's getting more valuable dude. Only some people think that a VK Commodore - modified or not - increases in value just because it remains in existence. Imagine applying that belief to a Toyota Corona, a Goldstar VHS video recorder or some other consumable product...!

It would seem that your insurance company might be thinking differently to you. Hence, firms that feature 'agreed value' in their policies are heftily endorsed by so many enthusiasts around here.

Insurance companies, after all, are not interested in cars just because they insure cars. Their overriding interest is return on investment for the firm's owner or shareholders. EVERY other issue, belief, or action is partly related but still a lower priority. Makes it easy for the assessor to seem lazy or unprofessional when noticing that to do this job properly is going to actually lose his employer money (according to the terms of the coverage.)

Don't get me wrong - I would absolutely hate to be trying to cope with the same situation. This point really grates on me: companies that maintain that 'buy back' condition or 'write-offs' are just plain mean. Then again, I should just refer to the sentence further up about their priorities.
Sigh...

Good luck with getting a fix happening.

HKing of Ding.

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'i'm definately shore that guage wont work with my tuff bango diff and Opal sydcrome box,if it goes though my grill,and I put the breaks on I realize its better with the glimer belt & tunned holly and Ederbrock duel feul webber gaurds, wiht etc primmer.'

i know one guy in point cook victoria that owns a panel shop that will be able to fix it and be willing to take on the job he will get his indipendent assesor to asses its value prior to damage

give darren a call on 0402023778

if you cant get it that far or it is to far away look up an indipendent assesor and pay himn to value it aami cant argue with a approved assessor that say prior to the accedent it was worth $10000 to $15000 then if they want to right it off they will at least have to pay you that also her insurance company has no right to the wreck yours does so tell them they cant take the car as you dont have and agree ment with them to take it if it is involved in a smash

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crazywrecker located in werribee vic 3030 wanted old unwanted cars melb call nick 0409308531

cheers mate, that sounds like a great idea. Point cooks abit far but. If worst comes to worse. Ill do it. Thanks for giving me a glimmer of hope :)

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30ATE

Are you saying the chick is insured with ammi? And THEY are the ones that want to write it off?

Who are YOU insured with? If you have it insured with someone for more (eg $15,000) than hit your insurance company up. Get them to fight it. Thats whay you pay them for.

Cheers
Jason

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E-mail Me jason(at)stickthisdecals(dot)com(dot)au
STICKTHIS Automotive Decals and Stripes (under an upgrade)

at the time i couldn t afford to have full comp.

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30ATE

You're screwed. Sorry.

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Cheers,

Emu

O.H.T.C. original member

ill get it fixed, :)

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30ATE

Yes sorry mate but ammi would be crazy to pay any more than market value. Its not in the best interests to pay more.

Sad to hear mate but sounds like I would be taking what ever you can get.

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E-mail Me jason(at)stickthisdecals(dot)com(dot)au
STICKTHIS Automotive Decals and Stripes (under an upgrade)

Yeh mate, it does suck, regardless of what money you've injected into it, you need to get it insured for an agreed value in the future. I've bought two running VK berlinas over the past 2 years for about $300 each. So no doubt the insurance company is basing the market value on the avg value of the cars in the market. maybe best bet would be to take the write off amount, buy it back, buy another good vk shell and swap the bits over. Obviously this doesn't cover your time, effort and costs of spray painting etc.

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G day all,
Well i thought id give you a heads up on the car situation. Ive had an accessor check it out. He says its worth fixing so soon. Ill be getting it fixed :)

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30ATE

Congrats. Keep the old girl on the road.

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Long time looker, first time owner.
(1979 HZ)

Thanks, it just goes to show that you dont take no for an answer. That you have an option, to fight! :)

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30ATE

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